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Image for Lifetime Cashflow Forecasting: How do I know I’ll have enough money when I stop work?

FUTURE PLANNING

Lifetime Cashflow Forecasting: How do I know I’ll have enough money when I stop work?

Carrying out a Lifetime Cashflow Forecast may not sound like the most exciting way to spend your time. The reality…

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Image for The Financial Foundations: Making sense of saving

THE FINANCIAL FOUNDATIONS

The Financial Foundations: Making sense of saving

Saving sounds simple. Pick a product and put a little money away every month. But, as with most things, it’s…

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Image for How will the disappearance of less than 1% fixed rate mortgages affect you?

PERSONAL FINANCE

How will the disappearance of less than 1% fixed rate mortgages affect you?

I recently heard that the end of November will see the last of the less than 1% fixed rate mortgage…

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Image for Pass the ladder down: Why we value family referrals so much

COMPANY NEWS

Pass the ladder down: Why we value family referrals so much

“When you’re old, you know what it’s like to be young. When you’re young, you don’t know what it’s like…

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Image for Why use an independent financial adviser (IFA) and mortgage broker?

PERSONAL FINANCE

Why use an independent financial adviser (IFA) and mortgage broker?

For many people, buying a property is one of the biggest financial commitments they will ever make. Whether you are…

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Image for Helping young people move from uncertainty to purpose

COMPANY NEWS

Helping young people move from uncertainty to purpose

As we step into September and our young people have received their exam results, thoughts often turn more decisively to…

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Image for A team built over decades

COMPANY NEWS

A team built over decades

The movie The Big Short is one I watch without fail every January. For those who haven’t seen it, it’s…

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Image for Trusts: Protecting Your Legacy with Confidence

FUTURE PLANNING

Trusts: Protecting Your Legacy with Confidence

In the world of high‑touch financial planning, trusts are not simply tax tools, they are instruments of care. They allow…

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Image for Swap Rates: The figure that really matters in the fixed rate mortgage market

PERSONAL FINANCE

Swap Rates: The figure that really matters in the fixed rate mortgage market

Swap rates are rarely mentioned in mainstream news yet they often matter more to your mortgage than the Bank of…

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