Sometimes the best way to predict the future is to try and create it

The media speculation about the Budget has been vast. And there are a lot of concerns about what people should and shouldn’t be doing with their money. People are worried about how possible changes might affect them. This is all completely understandable.

But as financial advisers, we are not soothsayers and we don’t have a crystal ball. We are yet to know what will be announced and how any decisions may play out. None of us can now control what the Government will do on Wednesday. Those wheels are already very much in motion.

But if you are worried about the future, then you can take action. Sometimes, the best way to predict the future is to try and create it. This means thinking about what you want to see happen and getting those views out there and in front of the decision makers. You may not think this will make a difference, but it absolutely does.

That’s why when we read the news stories about the changes the Chancellor is planning to make, we took action. We wrote to her personally. You can read more about the ideas we shared with the Chancellor here. In summary, we made suggestions for some short-term changes that we felt would be worthwhile, but also highlighted the need for financial literacy to be taught in schools. The latter is a long-term strategy, but one that has the power to completely change our financial landscape.

As many of you will know,  Kunle has been campaigning for personal finance to be a stand-alone subject in schools for some time. Earlier this month, the Department for Education (DfE) announced that this would indeed be introduced. An incredible win that you can read more about here.

In its announcement, the DfE highlighted just how many parents and young people had said that they want this change to happen. Had each parent, each child thought their voice didn’t matter or that they didn’t have the power to influence the decision, this change would not have happened. Had those of us campaigning for this stayed quiet, this change wouldn’t have happened.

So, you may feel powerless and unsure about Wednesday’s announcement. But if you want to see change; if you want the future to look a certain way, then get out there and make your views known.

And if you’d like to know a bit more about what we’d like our future as human beings to look, have a read of this article: Being human, being you

As far as the Budget is concerned, we are here to listen if you have any questions or concerns.

Team SK