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    Asset allocation – The difficulty of choice…

    Total returns in £ terms – December 2015 The information shown relates to the past. Past performance is not a guide to the future. The value of investment can go down as well as up. www.standardlifeinvestments.com © 2016 Standard Life, images reproduced under licence

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    “Generation rent”

    With more young people struggling to raise funds for a deposit and more people owning their home outright than ever before, now about 30 per cent of all households rent in the capital, and half of 20 to 35-year-old Londoners not only rent, but expect that renting will be the norm in the future. (London Evening Standard). […]

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    The THREE C’s and Savings for Starters

    Current account An account with a bank or building society from which money may be withdrawn without notice, typically an active account catering for frequent deposits and withdrawals. What age can you open a current account? As young as age 11 in most banks and building societies (as a child’s account). However some banks only […]

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    The THREE C’s and Savings for Starters

    Current account An account with a bank or building society from which money may be withdrawn without notice, typically an active account catering for frequent deposits and withdrawals. What age can you open a current account? As young as age 11 in most banks and building societies (as a child’s account). However some banks only […]

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    Pound/Cost Averaging

    The benefits of Pound/Cost Averaging: The result of the EU referendum is likely to see the emergence of a turbulent period for investors. One of the biggest dilemmas investors face is market timing and this is exacerbated during volatile times, such as those we are currently facing. One way to improve the chances of entering […]

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    GARS update

    GARs is a multi-asset portfolio which is built to be durably diversified.  Some elements in the portfolio have performed negatively in recent weeks but, conversely, other strategies have done well. Despite recent volatility, GARs has showed levels of volatility within expected ranges.  This is because durable diversification is specifically built into the portfolio, constructing it […]

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    Wheels for Wellbeing: Charity Football Tournament

    We took part in a 6 a side chairty football tournament hosted by GAM on 21st May 2016.at Stamford Bridge. The event was held in aid of raising funds and awareness for the charity; Wheels for Wellbeing. Wheels for Wellbeing is an award-winning charity that supports disabled people of all ages, abilities and backgrounds to […]

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    The one that got away: Stamp duty

    The one that got away – HMRC will collect an additional 3% in tax for individuals that already own a property and then purchase a new home. If someone is living in rented accommodation and owns a property that is let to private tenants and they plan to move out of their rented accommodation and […]

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    Changes to Dividend Taxation

    From 6th April 2016 there will be no more dividend tax credit. Instead your first £5,000 of dividends will be tax free. The remainder will be taxed as follows: • 7.5% on dividend income within the Basic Rate Tax band • 32.5% on dividend income within the Higher Rate Tax band • 38.1% on dividend […]

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    2015/16 ISA Allowance

    You have until 5th April 2016 to utilise your ISA allowance for the current tax year or lose it. The maximum you can pay into an ISA for the current tax year is £15,240 and this can be split in any proportion between a Stocks and Shares and Cash ISA. Don’t forget you can also […]

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